Terms of Service
Your responsibilities when using fidser.
Financial Disclaimer
This tool is for informational and educational purposes only and does not constitute financial, tax, or legal advice. The projections provided are estimates based on the assumptions you provide and historical data, which may not predict future results. We are not a financial institution or a registered investment advisor. Please consult with a qualified professional before making any financial decisions.
Use of the Service
fidser provides forward-looking estimates for planning purposes only. The product does not offer financial, tax, or legal advice, and outcomes depend on the assumptions you provide. You agree to use the product only for lawful personal planning and to keep your account secure.
Pro features include Social Security claiming optimization, tax-efficient withdrawal insights, goal tracking, Monte Carlo simulations, and PDF report exports. These tools provide projections and estimates, not recommendations or advice.
Subscriptions & Billing
fidser offers a Free tier and a Pro subscription. Pro is billed through Stripe on a recurring basis at $9.95/month. Fees are non-refundable for the current billing period, but you may cancel at any time from Settings. Canceling reverts your account to the Free tier at the end of the paid term.
Household Sharing
Pro users may invite family members or partners to view or edit their household data. You are responsible for ensuring invited users are authorized to access your financial information. Shared access can be revoked at any time from Settings. We log access events for security purposes.
Data & Availability
We maintain reasonable safeguards (encryption, RLS, audit logging) but the service is provided "as is". We may suspend accounts for misuse, abuse, or security risks. By continuing, you agree to our Privacy Policy and acknowledge that results are estimates subject to change.