Privacy policy

Information We Collect

We collect only the data required to power your forecasts: your email address, household onboarding inputs, saved scenarios, financial goals, and billing details for Pro subscriptions. We do not ingest bank credentials, government IDs, or marketing data.

For Pro users who enable household sharing, we collect the email addresses of invited users and maintain access logs showing when shared users view or modify household data.

How We Use Data

Inputs are used to generate deterministic forecasts, Monte Carlo simulations, scenario comparisons, Social Security claiming analysis, and tax-efficient withdrawal insights. Goal data is used to calculate feasibility scores and track progress toward your financial milestones.

Email addresses are used for authentication, transactional updates (billing receipts), and optional annual review reminders. You can disable reminder emails at any time in Settings. We never sell or rent personal data.

Storage & Security

Data is stored in Supabase (PostgreSQL) with encryption at rest, Row Level Security, and audited admin changes. Access is limited to your authenticated account; admins only touch global assumption tables. Magic link sessions are cookie-based and can be revoked at any time from Settings.

Household sharing uses signed, time-limited invitation tokens. Shared access is enforced through database-level security policies. All sharing actions are logged for audit purposes.

Parker Conversations

When you use Parker, your messages and relevant plan details, including exact financial values when needed, are sent to Anthropic to generate replies. Avoid entering account numbers, passwords or identity documents. Conversation text may itself contain personal or financial information.

Fidser retains saved conversations while your account is open unless you delete them. They do not automatically expire after 30 or 180 days. History lets you read and individually delete saved conversations; New chat starts a separate conversation without deleting the earlier one. History is private to your login, not shared with other members of your household.

Deletion removes the selected conversation’s content from Fidser’s active database, not your financial plan. A content-free record of the conversation’s ID, owner and deletion time remains until account deletion to prevent late replies from restoring it. This action does not erase copies already sent to Anthropic or held in backups. Provider and backup retention are separate from your saved chat history.

PDF Reports

Pro users can export PDF reports of their projections. Reports are generated server-side and delivered directly to your browser. We do not store generated PDFs; they are created on-demand and discarded after delivery.

Your Choices

You may delete scenarios, goals, or close your account by contacting hello@fidser.com. Requesting deletion permanently removes your household, scenarios, goals, sharing records, and cached simulations from our systems within 30 days.

You can manage reminder email preferences and revoke shared access at any time from the Settings page.