How It Works

Simple steps to calm retirement clarity.

Step 1

Tell us about your household

Answer a handful of calm, plain-English questions about income, savings, debts, and spending. Singles and couples are both supported, and you can finish in about five minutes.

Step 2

See your Base Case instantly

We turn your answers into a 50-year net-worth and cashflow forecast, complete with Social Security, taxes, and healthcare. You immediately see whether you are “on track,” “review,” or “take action.”

Step 3

Explore what‑ifs

Want to retire early, take a sabbatical, or model a windfall? Duplicate your Base Case, change one or two assumptions, and compare the outcomes side-by-side. Pro unlocks Monte Carlo confidence bands so you can see the odds of success.

Step 4

Adjust anytime

Update onboarding inputs, tweak scenarios, or rerun Monte Carlo whenever life changes. Everything recalculates automatically, so you always know where you stand.